I'm drawn to technology, products, and design. I like going down rabbit holes, building ideas just to see where they lead, and caring about the little details, probably more than I should.
Banks tell you what a credit card offers. But the experiences that actually help people make decisions are usually scattered across Reddit threads, buried in discussions, or mixed with outdated advice.
CardLore brings those experiences together, organised around 524 credit cards across 33 banks. From approval and rejection stories to fee negotiations, useful tips and things that no longer work, each card gets its own growing collection of community knowledge.
The idea starts with a simple question: Has someone like me done this? With Like Me, people can find experiences from others with similar starting points. Card terms are explained where they appear, and questions go directly to people who actually hold the card.
No approval odds, no rankings, no referral-driven recommendations. Just a community built around sharing what actually happened. Designed, built and launched solo.
Most habit apps turn one missed day into a broken streak, and a broken streak into a deleted app. Habits does the opposite: tap once, close the app. A check-in takes under ten seconds.
No streaks, badges, leaderboards or accounts. Everything stays on your phone.
EPF Buddy is one of India's leading provident fund and compliance consultancies, operating in a space where bureaucratic opacity often leaves employees stuck with frozen life savings.
Working directly with founder Nikhil Gite since 2023, I've led the product strategy and engineering behind its digital platform, taking ownership of how the business translates complex services into accessible, trustworthy customer experiences. The platform now supports three distinct business verticals: EPF services for individuals, insurance and financial protection through Protect, and statutory compliance for organizations.
My work has involved understanding customer problems, shaping product requirements, designing distinct service journeys and engineering the systems that bring them together. This meant building experiences for individuals navigating rejected claims and inaccessible PF balances, translating insurance and statutory concepts into understandable digital products, and developing a separate B2B experience for employers managing compliance obligations.
Beyond the customer-facing experience, I've owned the underlying application architecture, backend systems, third-party integrations, payment infrastructure and ongoing production reliability. A recurring part of this work has been identifying problems that emerge beyond the intended user journey and engineering solutions that account for real-world usage, operational constraints and failure scenarios.
Today, EPF Buddy reports 1,300+ customers served, 1,100+ PF claims settled and ₹150+ crore in claims settled. These are aggregate business results, reflecting the scale of the organisation I've worked alongside. Built and evolved solo, in close collaboration with founder Nikhil Gite since 2023.
Own the product and engineering behind the company's digital presence, working directly with the founder from research and product decisions to deployment and maintenance.
Built a paid consultation experience integrating Razorpay, Zoho Bookings and Zoom, including booking validation and payment reconciliation.
Developed digital experiences for three business verticals: EPF services, insurance and financial protection, and organisational compliance.
Shaped the digital product across customer journeys, service experiences and new business verticals, turning the founder's ideas and business requirements into working products.
CRID, RGIT
Student committee
Social Media Secretary
Aug 2026 – Present
Building the systems behind CRID's digital presence, bringing content planning, event promotion and cross-team coordination into a more structured process.
Social Media Head
Feb 2025 – Aug 2026
Managed content for events, workshops and startup initiatives, introducing new formats and recurring content series.
My academic interests lie in Applied AI, Machine Learning and Intelligent Systems, with a growing interest in Product Engineering and how technology translates into useful products.
Alongside academics, I'm actively involved in student committees and initiatives at RGIT. I'm currently serving as Social Media Secretary at CRID, with prior experience working across multiple campus committees and student-led initiatives.
competitions & recognition.
04
1st PlaceInternal Round
2026
Smart India Hackathon 2026
Organized by RGIT CodeCell
Led the team to 1st place in the college internal evaluation round for India's nationwide flagship innovation hackathon.
Currently listening to Ariana Grande, probably overthinking a website layout, looking for a new place to eat, or convincing myself that starting another side project is a good idea.
